About Reficity
We exist to help Australians pay less on their mortgage — with honesty, expertise, and a relentless focus on your outcome.
Born From a Simple Frustration
Like many Australians, our founders were paying too much on their home loan — and didn't even know it. After realising how much they could save simply by switching, they set out to make refinancing easier and more transparent for everyone.
Reficity was founded in Sydney with a clear mission: give every homeowner access to better rates, unbiased advice, and a process that doesn't require a finance degree to understand. Today, we've helped thousands of Australians save millions collectively on their mortgages.
Homeowners Helped
Savings Delivered
Lender Partners
Google Rating
What Guides Everything We Do
Transparency First
No hidden fees, no surprises. We explain everything clearly — including how we get paid — so you can make confident decisions.
Your Outcome Matters
We're not here to push products. We recommend the best option for your specific situation, even if it means staying with your current lender.
Relationships Over Transactions
We build long-term relationships with our clients. As your life changes, we're here to make sure your loan still works for you.
Our Credentials
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Australian Credit Licence
Authorised under the National Consumer Credit Protection Act 2009
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MFAA Member
Mortgage & Finance Association of Australia
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Qualified Mortgage Brokers
Certificate IV & Diploma in Finance and Mortgage Broking
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Data Security
256-bit SSL encryption and strict privacy compliance
Fully Licensed, Fully Accountable
We hold an Australian Credit Licence and are proud members of the MFAA. Every recommendation we make is backed by regulatory compliance and professional standards.
Your personal and financial information is protected with bank-grade encryption. We never share your data with third parties without your explicit consent.
Speak With Our Team