Estimated Stamp Duty

Disclaimer: Stamp duty rates and exemptions change frequently. This is an approximate estimate for general guidance. Always check with your state revenue office or solicitor for exact amounts.

Understanding Stamp Duty in Australia

Stamp duty (or transfer duty) is a state government tax payable when you purchase property. Rates vary significantly between states and territories, and can represent a substantial upfront cost — often tens of thousands of dollars.

First home buyers may be eligible for concessions or exemptions depending on the property value and state. Investors typically pay standard rates, and in some states, foreign purchasers may incur additional surcharges.

Tip: When refinancing an existing property, stamp duty generally does not apply — it's only triggered on a property purchase. However, if you're refinancing to purchase additional property, factor stamp duty into your budget.

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